Boring Money 2025 - Change and Growth
Change is inevitable, Growth is optional.
Back for its fourth year, Boring Money’s annual client conference looked at the latest regulatory changes in the market and explores the challenges and opportunities for investment and pension providers.
What was explored:
This year, we explored how key regulatory changes will change the strategic landscape for the industry in 2026 and beyond.
In particular, we considered how the ongoing impact of Consumer Duty, the new communications regime, and also Targeted Support will present both opportunities and threats for the industry.
We heard from experts on:
The changing face of retail distribution – what does the end customer want and need in 2025?
The Consumer Composite Investments Regime (CCI) – how to better communicate product information, performance, risk and charges
Delivering targeted support – what do the first steps look like?
Our speakers included:
Holly Mackay
CEO, Boring Money
Jim Adams
Head of Research, Boring Money
Georgiana Brown
Research Director, Boring Money
Nike Trost
Head of Department - Asset Management and Pensions Policy, Financial Conduct Authority
Ben Hampton
CEO, Wealth Wizards
Emma Douglas
Managing Director, Wealth Policy Director, Aviva
Ruth Handcock OBE
CEO, Octopus Money
Clare Francis
Director, Barclays
Robbie Constance
Head of Wealth Management Regulatory, DWF Law
Michael Lawrence
Consulting Lead, Ocorian
Jonathan Lipkin
Director, Policy, Strategy and Innovation, The Investment Association
Helena Wardle
Founder & CEO, Money Means
Mukid Chowdhury
CEO, Trading 212
Nick Hutton
Co-Head EMEA iShares and Wealth Distribution, BlackRock
Mark Trousdale
Chief Growth Officer, Communify Fincentric
Agenda:
09:00 – 09:30 | Introduction
CEO Holly Mackay will share the latest insights on the consumer. How will the regulatory reforms impact them? What are the challenges ahead and where are the commercial opportunities which present a "win:win" for consumers and providers? What's Changed? And What Will Change?
Holly Mackay | CEO, Boring Money
Jim Adams | Head of Research, Boring Money
09:30- 09:55 | The provider view - platform and manufacturer
A look across distribution and products - how are traditional roles evolving in light of consumer and regulatory change?
Nick Hutton | Co-Head EMEA iShares and Wealth Distribution, BlackRock
Mukid Chowdhury | CEO, Trading 212
09:55 – 10:30 | Here comes Targeted Support - the Compliance View – where are the bear traps?
Robbie Constance | Head of Wealth Management Regulatory, DWF Law
Michael Lawrence | Consulting Lead, Ocorian
10:30 – 10:40 | POV 1 - When Data Meets Design
Mark Trousdale | Chief Growth Officer, Communify Fincentric
10:40 – 11:00 Coffee
11:00 - 11:30 | CCI – A Spotlight on Good Communications
Tackling the three thorny issues of price, performance and risk, our panel will share ideas on how the industry needs to rethink these key concepts.
Jonathan Lipkin | Director, Policy, Strategy and Innovation, The Investment Association
Georgiana Brown | Research Director - Boring Money
Mark Trousdale | Chief Growth Officer, Communify Fincentric
11:30 -11:35 | POV 2 - How AI is reshaping advice
Helena Wardle | Founder & CEO, Money Means
11:35 – 12:05 | The FCA
The FCA will update us on their latest thinking and ambitions for targeted support.
Nike Trost | Head of Department - Asset Management and Pensions Policy, Financial Conduct Authority
12:05- 12:40 | Targeted Support – the game changer
A Panel Discussion.
Ben Hampton | CEO, Wealth Wizards
Emma Douglas | Managing Director, Wealth Policy Director, Aviva
Clare Francis | Director, Barclays
Ruth Handcock OBE | CEO, Octopus Money
12:40 – 12:50 | Concluding thoughts
Holly Mackay | CEO, Boring Money
