CCI Accelerator
CCI disclosure testing for investment firms.
Our Accelerator supports firms to move from base compliance through to consumer clarity with product summary tests and disclosures with real UK investors. We provide the evidence to show the Board and the FCA.
CCI implementation deadlines
Firms have until June 2027 to move to the new product summary. The rules set minimums but give firms room to add information that genuinely helps consumers, which is an opportunity to rethink how products are explained.
CCI product summary testing: three tiers
Every programme is scoped to your objectives, timings, and budget.
How CCI disclosure testing works
Identify audience and comms (we can advise)
Sample and recruitment from our investor panel, including key segments and vulnerable consumers
Homework review: graffiti/highlighter mark-up
Interview, online tasks, or quant survey, measuring stated vs uncovered understanding
Insight and recommendations, with an assessment score per piece
Comms testing across every format
We sit between consumers and the industry, and act as a translator between the two. We've tested:
CCI regime: frequent questions
Consumer Composite Investments (CCI) is the FCA's new disclosure regime for retail investment products. Set out in PS25/20, it replaces KIDs and KIIDs with a new product summary.
The FCA published final rules (PS25/20) on 8 December 2025. Legislation commenced on 6 April 2026, when an optional transition began. The regime is fully in force on 8 June 2027, when KIDs and KIIDs are replaced.
The rules set minimums but give firms room to add information that genuinely helps consumers. That flexibility brings a new burden in showing that your disclosures actually work. Testing with real UK investors gives you that evidence.
Bronze suits 1–2 simple comms or journeys, or 1 complex one.
Silver suits testing 5+ comms or multiple parts of a journey.
Gold is for teams wanting always-on testing. Every programme is scoped to your objectives, timings and budget.
Each comms piece is scored against five Consumer Duty areas and given a RAG rating, with full annotated mark-up and Board-ready summaries to support evidencing to the FCA.
We are working closely with a variety of different firms to support their CCI offering.
Contact enquiries@boringmoney.co.uk to discuss joining our CCI Accelerator programme and find out how we can help you deliver and evidence better outcomes for your customers.
Our mission and client support
Our mission is to support better communication and to enable better outcomes for the end investor. Boring Money’s own consumer website and market leading engagement means that our team has first-hand, ongoing experience about successful communication and explanation.
We are proud to support our clients with actionable insights and advisory support, to provide the ‘So what?’ from our research and help firms to improve their disclosures and evidence the better customer outcomes achieved.