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FCA Outlines Next Steps on Targeted Support and Risk Disclosure at Boring Money's Conference

At Boring Money 2025, the FCA’s Nike Trost shared the regulator’s latest thinking on Targeted Support, advice guidance, and improving investor disclosures.

By Boring Money

10 Sep, 2025

At the Boring Money 2025 annual conference today, delegates heard from Nike Trost, Head of Department – Asset Management and Pensions Policy, at the Financial Conduct Authority (FCA) on the FCA's latest thinking and ambitions for Targeted Support, and her thoughts on feedback regarding concerns over the articulation of risk.

Investor confidence and tackling the advice gap

Ms Trost referenced the FCA's Financial Lives 2024 survey (FLS 2024) which revealed 1 in 10 people have no cash savings, and another 21% have less than £1,000 for emergencies, emphasising the importance for these consumers to understand and work towards building financial resilience.

However, she also highlighted the significant proportion of customers that would benefit from investing, with research commissioned by the FCA finding that 68% of investors would welcome more guidance when reviewing their investments, and that 40% of consumers attribute a lack of knowledge as their main barrier to investing.

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Nike Trost, Head of Department - Asset Management and Pensions Policy for the FCA gave an update on Targeted Support at Boring Money 2025. We have collated her comments on the topics our clients have most questions on in a short paper for our clients and readers. These topics are FOS, PECR, authorisations, risk and disclosure, data and personalisation, and annuities. Dive in for the latest thinking from the FCA.

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